How to File a Workers' Comp Claim

Governed by law, workers' compensation laws are mandated to provide benefits for the people who obtained injuries in the course of their employment. When an accident occurs, the employee must provide the employer a detailed account of the accident, in writing. Each state has their own varying sets of deadlines for filing a worker’s compensation claim. Injured workers should know that timely filing is critical in building your claim.

In the adverse situation that your claim is being disputed, the insurance company will file a Notice of Controversy (NOC). There are several remedies one can take to get the proper benefits defined by law if their claim is denied by the insurer or employer. An injured worker should consider taking action if they feel their benefits are being underpaid, medical bills are not being reimbursed, or if a claim is being completely denied.

Individuals can go to their state's workers' compensation board. In the cases of undervalued or denied claims, an alternative method such as mediation or arbitration is imposed in an attempt to settle the dispute between two parties. The board provides a court-ordered mediator who can advocate for you. if the obtained results do not seem satisfactory, both parties may call for a hearing. However, laws vary from state to state.

Hiring a competent attorney by your side is an ideal remedy in these times of uncertainty. With adequate experience, education and tenacious representation, you have someone who can provide you superior insight at each stage of litigation. A worker compensation lawyer will ensure that you are getting the fullest extent of benefits meant for you.

Types of Workers Compensation Claims